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Answer by Chris C
fastweb.com.
As far as scams go, never pay someone an application or any other fee for free money. Never provide your social security number to anyone wanting to give you free money unless it is the federal government.

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Question by cupofjoe_84: What help is there for me to go to college? Is there state or federal grants?
Hi, i live in ohio, i’m a 24 year old male and i want to go to college or some kind of school to further my education and get a better job, but i cant afford it on my factory job’s income. I hope someone out there could tell me something about grants or assistance for college money. My wife also works for a bank, but doesn’t make enough she is 25,thankyou

Best answer:

Answer by chris w
pell grants

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Answer by questionable reality
This is a popular misconception. Government grants are reserved for non-profits, or to foster innovation; to back companies developing cutting edge technology which is viewed as too risky for conventional financing, but necessary to keep the U.S. in the lead technologically. The only assistance offered to small businesses is an SBA loan. For this you will need excellent credit, a business plan, and some of your own money to put in. With an SBA loan, the Government doesn’t give you money, nor do they loan it to you. The Government becomes your co-signor guaranteeing 80% of your loan back to the bank if you default. There is NO free or easy way to start a business. That’s why most end in bankruptcy. Personally, based on the type of business you want to start I think you’ll be wasting your time with SBA. Talk to a local lender about financing your first truck and perhaps a small operating line of credit. Or, look online for leasing companies to finance the truck. Keep in mind that most construction companies you work for will be very slow payers. You’ll probably need about two months operating expenses saved up to float you until you start receiving payments.

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Question by turquoise: How do I apply for government grants for free?
I have been to every site imaginable.Is there any way to apply for a government grant without having to use a credit card?I am not comfortable giving that information out.I get close enough just to have them want my personal info.These different sites are turning into dead ends.Any help?

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Answer by chickenhounk911
FAFSA.org or something like that.

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Question by kattz1111: what grants are there for financil aid aside from the WIA and Federal Pell Grant?
My financial aid advisor is pushing loans. But I wants as many grants as possible. I know of the WIA program and the Federal Pell Grant; but what else is available?

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Answer by Amber
the grants that u are eligiable for will show on your award letter. sometimes that means getting your FAFSA complete as soon as possible after the 1st of the year.

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Answer by Ree Ree
Depending on what state you live in there are a lot of grants. The first one is called S.H.I.P this is a county grant and will give you up to $ 75,000 based on your income. The next one is called First Time Home buyers Grant this is granted if you live within city limits some cities give you $ 30 to $ 50, 000 which ever is their max. There is a grant called the Hero’s grant if you are a Teacher, Sworn Officer, Nurse or Firefighter. you can go to your state’s website or www.myflorida.com. There are grants to help you fixed up a house or get your lights/water connected. Everthing is income based. You can also go to the city you live and ask them about the grant (City Hall) Remember all grants have restrictions. Please don’t go online and pay for unnecessary grants all of the information is well in your reach and tell your mortgage broker you want a FHA loan (not credit based)

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Question by : How do government grants for college work?
If you get a government grant to pay your tuition, does the money go to the school like a pell grant, or do you get the money as you would a student loan to help with your everyday living expenses?

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Answer by Moe Yassin
You can use it for anything.

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Question by momofmany7: I want to start a small business in Michigan. How can I apply for a Federal grants or loans?
I have a sort of fixed income and part time job, I want to start a small business but will need extra money to get it started. I have NO revolving credit and 1 neg and three pos on my credit report.
Can anyone point me in the right direction?

Best answer:

Answer by Kiara T
First, start with your FAFSA. While starting this business, are you going to school? If you are, that is a good way to get some money. Your FAFSA is your financial aid.

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Answer by imisidro
You can go to the Catalog of Federal Domestic Assistance, http://www.cfda.gov which is the main database that lists all government grants. Here is the section on agricultural grants http://12.46.245.173/pls/portal30/CATALOG.FUNCTIONAL_AREA_RPT2.SHOW?p_arg_names=func_cat_cd&p_arg_values=A

I can see grants for improving production, farm storage facilities, and grants that facilitate the development of organic agriculture production, breeding, and processing methods — but not a single one for starting a cattle business.

Typically, it is hard to find grants to start a business — even for an agricultural business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business.

Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/mostrequesteditems/CON_FAQ2.html

“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”

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Can I start applying this year for scholarships or wait til my Senior year?

Is it true that each semester in college you can apply for new scholarships?

Best answer:

Answer by apropos92
By all means start applying now. I started in middle school. Most high schools have an office for financial aid counseling. They have books full of scholarship offers for which you can apply. Go there on your lunch breaks, and apply for anything you can find.

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